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FEMA IS 158: Hazard Mitigation Flood Insurance in Disaster Operations Answers


1. HM Insurance staff is often the first source of NFIP insurance information for both internal and external entities during a disaster.
 A. TRUE
 B. FALSE


2. Trust is essential to accomplishing FEMA’s mission and to meeting the goals of Hazard Mitigation.
 A. TRUE
 B. FALSE


3. HM Insurance shares and communicates with JFO Public Affairs by which of the following?
 A. Providing accurate, timely information in response to media requests
 B. Providing PA with accurate, timely information to enable PA to respond to Congressional inquiries
 C. Both of the above


4. Protection of wetlands is the exclusive responsibility of local government, as covered in 44 CFR Parts 1, 2, and 3
 A. TRUE
 B. FALSE


5. The Federal statute that was intended to reduce the number of repetitive NFIP claims while also reducing flood losses and costs associated with insurance claims is the:
 A. National Flood Insurance Act, 1968
 B. Flood Disaster Protection Act, 1973
 C. National Flood Insurance Reform Act, 1994
 D. National Flood Insurance Reform Act, 2004


6. The primary responsibilities of HM Insurance staff in disaster operations are to share and communicate NFIP flood insurance information
 A. TRUE
 B. FALSE


7. The most effective way to build and maintain relationships in and out of the Hazard Mitigation organization is:
 A. Through clear and frequent communication
 B. To answer questions after the interaction (through email) rather than during the interaction, to avoid wasting time
 C. To tell stakeholders to read FEMA regulations
 D. To schedule meeting times and places that are most convenient for the Hazard Mitigation Floodplain Management staff


8. The National Flood Insurance Act (1968) created the National Flood Insurance Program (NFIP) making flood insurance available to communities that adopt floodplain management regulation.
 A. TRUE
 B. FALSE


9. When collaborating with key partners post disaster, HM Insurance provides which of the following services?
 A. Serve as the JFO point of coordination and resource on all hazards insurance
 B. Promote community participation in the NFIP
 C. Promote compliance with NFIP regulations during disaster response and recovery
 D. Provide insurance information to local, state, tribal, and JFO partners
 E. All of the above


10. Which of the following are recommended resources for HM Insurance?
 A. HM Disaster Workforce Website
 B. HM Field Operations Guide
 C. NFIP Insurance Manual
 D. NFIP Community Status Book
 E. All of the above


11. HM Insurance shares and communicates NFIP information with HM Community Education and Outreach (CEO) by which of the following?
 A. Responding to requests for basic insurance information from HM CEO Specialists at Disaster Recovery Centers (DRC) and other outreach venues
 B. Assisting individual policyholders visiting a DRC with general and specific flood insurance information regarding their claim.
 C. Providing general program information to CEO staff as requested
 D. All of the Above


12. Elimination of subsidized premium rates for flood insurance was one of the primary purposes of which of the following?
 A. Flood Disaster Protection Act, 1973
 B. Executive Orders 11988 and 11990
 C. Biggert-Waters Flood Insurance Reform Act, 2012
 D. Homeowners Flood Insurance Affordability Act 2014


13. In all disasters, HM Insurance staff provide flood insurance information and assistance when collaborating with key partners. These key partners include which of the following:
 A. The public
 B. HM co-workers
 C. Other JFO organizations
 D. State government
 E. Local government
 F. All of the above


14. Which of the following made the purchase of flood insurance mandatory for the protection of properties located in Special Flood Hazard Areas?
 A. Flood Disaster Protection Act, 1973
 B. Executive Orders 11988 and 11990
 C. Biggert-Waters Flood Insurance Reform Act, 2012
 D. Homeowners Flood Insurance Affordability Act 2014


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