FEMA Test Answers
A. Obtaining hazard insurance.
B. Siting as close to the shoreline as permitted by NFIP regulations.
C. Placing the lowest floor 2 inches below BFE.
D. Eliminating enclosures below an elevated building.
A. Design the building.
B. Conduct a hazard analysis and risk assessment.
C. Proceed with development or reject the property.
D. Determine whether hazards can be mitigated through siting, design, or construction.
A. Is not a concern for buildings built on bluffs.
B. Is a key consideration in flood insurance studies (FIS).
C. Shifts flood hazard zones landward.
D. Can be halted by beach nourishment.
A. Combination of effects on the building from different hazards.
B. Short-term and long-term effects of each hazard on the building.
C. The building’s ability to remain undamaged over its intended lifetime.
D. Cumulative effects of multiple hazards on the building.
A. The top of the lowest floor must be at or above BFE, on a solid or open foundation.
B. The top of the lowest floor must be at or above BFE, on an open foundation.
C. The bottom of the lowest horizontal structural member must be at or above BFE, on an open foundation.
D. The bottom of the lowest horizontal structural member must be at or above BFE, on a solid or open foundation.
A. Accretion rate
B. Wave runup
C. Wave height
D. Storm surge
A. Building on a slab foundation
B. Building on an open foundation
C. Building on structural fill
D. Building on a perimeter wall foundation
A. Place the building exactly as close to the shoreline as allowed by regulations.
B. Site the building immediately adjacent to an existing erosion-control structure.
C. Site the building farther landward than the minimum required setback.
D. Allow uncontrolled pedestrian access to the shoreline across dunes.
A. Continuous-perimeter wall foundations
B. Freeboard above the BFE
C. Continuous load path from roof to foundation
D. Elevation on pilings
A. Recurrence interval of the event and period of exposure.
B. Initial, long-term, and operational costs.
C. Federal, State, and local regulations and codes.
D. The acceptable level of risk.
B. V zones
C. Coastal A zones
D. Special Flood Hazard Zones (SFHAs)
A. Survive a 100-year hazard event.
B. Remain undamaged throughout its lifetime.
C. Remain structurally sound (whether or not it is accessible and usable).
D. Resist damage from coastal hazards over a period of decades.
A. The relative pro’s and cons of beach nourishment and dune restoration projects.
B. The amounts and rates of shoreline accretion vs. shoreline erosion within a defined region.
C. The amount of financing a community commits to beach preservation.
D. The process of weighing costs and benefits of mitigation strategies.
A. Federally backed insurance obtained through private insurance companies.
B. Provided by the Federal Government.
C. Available for all homes within the SFHA.
D. Cost-free for communities that participate in the Community Rating System.
A. V zones only.
B. The CBRS.
C. A zones only.
D. The SFHA.
A. X zone
B. AE zone
C. Coastal A zone
D. V zone
A. Historical trends.
B. Potential loss of protective dunes during the 100-year flood.
C. Topographic information.
D. Long-term erosion.
A. High winds.
C. Significant erosion.
D. Coastal flooding.
A. Eliminating openings in the enclosed area below the BFE in an A zone.
B. Siting the building in an AE zone rather than a VE zone.
C. Locating service equipment above the BFE.
D. Constructing the lowest floor of an elevated V-zone building above the BFE.
A. Cannot obtain flood insurance.
B. Do not need to buy flood insurance because the property is automatically insured.
C. Must obtain flood insurance.
D. Are automatically eligible for NFIP insurance.
B. IBC 2000 and IRC 2000
C. Land use regulations
D. Building codes
A. Northern Pacific coasts
B. Southern Atlantic and Gulf of Mexico coasts
C. Alaska coasts
D. Great Lakes coasts
A. 100-year stillwater elevation.
B. Erosion rates and setback information.
C. Basis for BFE determination (e.g., tide frequency analysis, wave crest, wave runup).
D. Base flood elevation and flood hazard zone.
A. Assume that FIRM data are reliable if the WHAFIS model was used.
B. Check the date of the FIRM.
C. Recalculate all flood depths if short-term erosion has occurred.
D. Disregard the FIRM because FIS methods have changed.
A. Leave the lot landward of an opening between dunes as open space.
B. Place a road close to the shoreline, with small lots grouped between it and the shoreline.
C. Create deep, parallel lots that allow generous setback for all buildings.
D. Cluster development away from the shoreline.
A. The shape of the building and the type, size, and protection of openings.
B. The height of the building above ground and the wind event recurrence interval.
C. Location of the building in a V zone, A zone, or coastal A zone.
D. The height of wind-generated waves.
A. Constructing protective structures (if permitted).
B. Combining lots or parcels.
C. Maximizing the building footprint to better distribute loads on the structure.
D. Seeking variances to lot line setbacks along the landward and side property lines.
B. Vertical hydrostatic forces (flotation)
C. Floodborne debris
D. Breaking waves
A. Structural frame
B. Space below the BFE
C. Building envelope
D. Service equipment and utilities